What we publish
Plain & Penny is an English-language financial education publication operated by Dot Interactive Limited, a Hong Kong company. Our guides are written for readers learning about U.S. financial concepts, products and consumer resources.
We focus on the questions behind daily decisions: how to plan a month, build a buffer, understand a borrowing cost, or recognize a suspicious offer. Worked examples and calculators help explain the mechanics.
What we are
We are a publisher, not a bank, lender, broker, investment adviser or credit-repair provider. We do not open financial accounts, arrange loans, evaluate creditworthiness or make individualized recommendations. No financial-professional credentials are claimed for the publication.
How to use our guides
Read the assumptions, follow the official sources, and check the terms of any actual product independently. Your circumstances and local rules may differ. For decisions involving your personal financial, tax or legal situation, consider an appropriately qualified professional.
Articles are prepared with AI assistance and are published under the publication name. We do not claim an independent licensed-professional review. Our editorial standards explain sourcing, examples and corrections.
Get in touch
Questions, corrections or publishing inquiries: bd@dotinteractive.cc.